FAA Social Security Numbers Stolen

**Buster** · 03-03-2009, 02:35 AM

Originally Posted by fabijo

I got my letter and my free one year credit monitoring service! Oh great.

Actually it ain't a bad deal (especially in light of what has just happened to our SSNs)

We Get for free:

* Monitoring of your credit reports every day.

* Email alerts when something changes drastic to your account.

* A free three credit Bureau report and score from (Experian, Equifax, and TransUnion)

* Assistance from their fraud resolution team..I can personally attest that will help you clean up your account if it's boogered up..They fixed mine last year in 24 hours and while I was on the phone with them)

* $25,000 identity theft insurance..it ain't a million bucks like Life-Lock, but hey, it's free.

This whole FAA Screw up maybe a blessing in disguise for some people..by this I mean, it's forcing us to take a closer look at our credit reports..Last year I did mine (first time ever) and it had a bunch of bogus entries and bad payment history that wasn't me, my credit score then was 628..after some crossing checking and SSN verifacations, along with past address history working with their Credit Bureau assistance team, they performed an investigation and in 24 hours..mine was cleaned up.

**Hallatauer** · 03-03-2009, 01:10 PM

I received my letter on Saturday... signed up for the service which I would have never paid for before. So far it's clean and my credit score is 743. hmmm... I wonder why it isn't higher with my perfect records. :/

**Buster** · 03-03-2009, 01:58 PM

Originally Posted by Hallatauer

I received my letter on Saturday... signed up for the service which I would have never paid for before. So far it's clean and my credit score is 743. hmmm... I wonder why it isn't higher with my perfect records. :/

Age and credit activity has a lot to do with it..The scoring is very Subjective IMO

**fabijo** · 03-04-2009, 09:32 AM

Originally Posted by Hallatauer

I received my letter on Saturday... signed up for the service which I would have never paid for before. So far it's clean and my credit score is 743. hmmm... I wonder why it isn't higher with my perfect records. :/

On the bottom part of your report, it should tell you what parts of your report put negative pressure on your score and what gives positive pressure on your score.

On mine, it said a couple things that surprised me. One thing that gave some negative bias were credit inquiries. The more inquiries you have (except the ones you do yourself), suggests that you may be trying to extend yourself a little.

The other thing that really surprised me was that positive bias was given because I hold a couple major credit cards with high limits! I thought that would have given negative pressure on the score, but I was wrong.

**Buster** · 03-20-2010, 12:34 AM

Today in my work Email..I received a letter from David M. Bowen's office (AIO-1) for the FAA administrator, informing me that I can enroll in a FREE ID theft protection agency (contractor) for a year..The Agency is called; IDENTITY FORCE.. they claim to fix any identity theft issues and provides up to $30,000 worth of reimbursement for expenses incurred due to identity theft....So I'm all signed up..Imagine that..I'm covered for a year, even after I retire in 77 days

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