Check this out,

http://money.cnn.com/2009/10/29/news...ion=2009102914

"...the bulk of bubble-era loans are due to be repaid or refinanced between 2010 and 2012. Regional and community banks, rather than the giant TARP-taking entities, will bear the brunt of this onslaught."

Now that's scary.

Fish gotta swim, sharks gotta eat.