The fact that the avg American has only 89K in their 401k, and the avg 55-64 yr old only has 165K in their 401k unfortunately makes the thread question kind of irrelevant.
401(k) balances hit record $89,300 last year
By Melanie Hicken @melhicken February 13, 2014: 12:27 PM ET
401(k) balances reach record highs, but many young workers still cashing out - Feb. 13, 2014
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