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I get it. Insurance, no matter what kind, is always a tough topic to broach. Itís an expense from which you donít derive any immediate benefit (except peace-of-mind), and when it comes to life insurance, the discussion becomes even more difficult because it means addressing some uncomfortable questions.
Still, as unpleasant as the topic may be, a life insurance policy is an essential part of any financial plan. Letís take a look at some key points to consider when buying life insurance.