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  1. A day late and a dollar short

    This is a tough commentary to write as I don't know whether to laugh or cry. The carnage continues and the TSP limits and deadlines are adding to the pain.

    I did not like the action but I wanted to wait until Thursday (IFT on Wednesday morning) to get back into the G-fund after a short stint in the stock funds. Tuesday was OK, as the S&P finished higher. I received my IFT confirmation and it said I made my transfer at 10:22 AM on Wednesday. At the time, the S&P 500 was flirting
  2. True Alpha?

    I recently read an article by a Hedge Fund manager who seemed overly confident in his decision to be buying up certain types of bonds that have almost a 'guaranteed rate of return'. Yes, this trader has done exceptional in this mess, but a there's a few things I had to shake my head about. He claims to not to benchmark his returns but instead just makes money.

    Most mutual funds today, for example, benchmark to a Lipper Fund Index of comparable holdings. Benchmarking a Small Cap fund ...
  3. Is my own fear justified, or too intense?

    The market's action lately has me close to the peak of fear. I know that when my level of fear rises, I should be prepared to think like a contrarian because my instincts, like the rest of the "dumb money", are usually wrong near market extremes.

    The S&P 500 is playing with that 840 area that is basically a make or break level for the short-term, and possibly the intermediate-term. If it holds above it, we could see a decent rally. If it breaks below, it could be "look ...
  4. Introduction

    Hey Guys and Gals,

    Welcome to my new blog. I'm going to try and write articles geared for the newbies to Gov't or TSP Talk. I'll cover topics such as a broad overview of TSP, on-line access, interfund transfers or IFT's, fair valuation or FV's, TSP funds, TSP Talk tracker, posting to TSP TALK message board, TSP Talk paid services, etc..

    Most of the information you see here will come from,, and our message board. Valuable information is buried in the ...
  5. Investment Ideas

    There are literally hundreds of thousands of investment newsletters, stock pickers, fund managers, and market timers out there that charge yearly subscription fees for people like us to obtain market insight. I'm not going to get into any specific paid services or my individual reviews on the services I do subscribe to, but I have found a few hidden gems out there for those who may not want to try a subscription based service due to cash constraints.

    I'm sure most of us can agree that ...
S&P 500 (C Fund)
DWCPF (S Fund)
Dow Jones U.S. Completion Total Stock Market Index (^DWCPF)
EFA (I Fund)
iShares MSCI EAFE Index (EFA)
AGG (F Fund)
iShares Lehman Aggregate Bond (AGG)