Blog Comments

  1. Dipstick1's Avatar
    Don't forget about the 6-12 months it takes OPM to pay the full annuity
  2. jb0441's Avatar
    Yeah, I'd love to get one and say how many IFT's I'd like! Or, at the very least, make IFT's to the G fund "free" so at least we can buy back in twice a month.
  3. jkenjohnson's Avatar
    I did not get a chance to participate. Obviously they did not ask any questions about limiting IFT's to 2 per month. 89% of the respondents were very satisfied with the TSP (whatever that means?).
  4. James48843's Avatar
    Sorry- I can't afford to hit the maximum $17,000, let alone the $5000 allowed for catch up over 50. I do the best i can and am doing 14% OF PAY, AND HAVE BEEN FOR YEARS, but higher numbers are just plain out of the question. I'm already eating mac and cheese, and the proposed elimination of FERS supplement is going to destroy me for almost 100K if it goes through.
  5. roskopfj's Avatar
    I cant wait until the Roth. I am in the 25% bracket so I will be paying a bunch more in taxes on that 17,000 withheld, but it will be worth it since who who knows how high taxes will be when I retiire in 20 years. Over the past 8 years I have been able to roll my IRA into ROTH IRA's so more tax free when retirement hits. Does anyone know when we will get it
  6. clester's Avatar
    Annuities again?
  7. Viva_La_Migra's Avatar
    I'm looking forward to the Roth TSP also. It is comforting to know that I'll have a stream of income in retirement that is not going to have a significant chunk taken out by Uncle Sam and the State politicians! At least until they change the law...
  8. DigDugII's Avatar
    #209 has my name all over it! Thanks for the article.
  9. Boghie's Avatar
    All I need is a 400% return this year and I'm in!!!
  10. RealMoneyIssues's Avatar
    Great information. Thanks!!!
  11. Viva_La_Migra's Avatar
    Quote Originally Posted by tsptalk
    I considered writing a TSP book myself, but I didn't think I would be able to sell it. It would have been a snoozer.

    If I wrote a book it would probably be on the pros and cons of a buy and hold vs. moving your money around, but that's probably been done too.
    Go for it Tom! Even if it has been done before, you may word it in such a way that it clicks for someone who may not have understood the other books out there.
  12. tsptalk's Avatar
    I considered writing a TSP book myself, but I didn't think I would be able to sell it. It would have been a snoozer.

    If I wrote a book it would probably be on the pros and cons of a buy and hold vs. moving your money around, but that's probably been done too.
  13. James48843's Avatar
    The 1938 location of the arrow, where the begins to fall severely, is the marker for the election of 1938, where republicans won 81 seats in the House, and began cutting government spending to balance the budget.

    The result of the federal spending cuts knocked 49% off the price of stocks, and it remained in the dulldrums until September of 1939.

    What triggered the rebound in stocks after September of 1939? Hitler invaded Poland, World War II officially started, and federal government spending resumed much larger than ever before. It was that federal spending on war material that jump-started the economy once again.

    We are failing to learn from history, by cutting federal spending right now. We should be doing exactly the opposit- if we had learned anything at all from the great depression, we should be flooding the USA with federal spending right now to spur the economy.
  14. tsptalk's Avatar
    Good stuff Fedsmith! I love looking at old charts for patterns that could repeat.

    I know Fedsmith is a proponent of holding on for the long haul, but wouldn't you feel better missing some of another possible 50% decline and having some cash (G fund) available to use to buy should something similar happen again?
  15. Birchtree's Avatar
    I liked this read - good to have you on board.
  16. KevinD's Avatar
    Welcome FedSmith!
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