Buying Strategy

[rokid]

What's your strategy for buying with your bi-weekly deductions?

Intuitively, it seems logical to buy the opposite of what you're holding, i.e. buyrelatively low price assets (C Fund?) and hold the appreciating assets (S/I Funds?). For example, the I Fund has been rapidly appreciating since October ($13.59 on the 18th to $15.41 yesterday). Therefore, at some point, you'd want to sell shares you bought in October for a tidy profit. However, expensive shares bought in Nov-Dec($14.74 last pay period) will take a while to show a profit and might even show a loss.Conversely, the C Fund has done relatively poor this year. Therefore, shares may be relatively inexpensive.

Just curious.

[tsptalk]

Since I make frequent interfund transfers, I am not too concerned with where I put my contributions. It all gets moved with each transfer. This will have more of an impact on the buy and holders.

For the record, I have done 50% C, 50% S for a couple of years now. If I end up staying in a more defensive allocationfor any length of time, I may make a contribution change so I would have more going into the G fund.

[rokid]

Tom,



Thanks.