Originally Posted by
Mcqlives
Thanks for your response and sorry to hear about your illness. If you posted about it before I must have forgotten. I hope you are on the road to recovery and it is an easy one!
Burning your sick leave is a wise choice. Getting 1% for never taking a day in 20 years is a gyp for sure. Using it and getting better or just spending mental health days with the family are way better choices in my mind.
I am a law enforcement officer so will have to retire before I am 57. The TSP funds being exempted from IRS 10% early withdrawal penalty is very attractive to me. I know I could 72t things but hesitate to do so simply because of this, and the low costs. I hold 3 accounts through American Funds and their performance is way better than anything TSP has for sure. If I think I can make it on retirement and a retirement job without touching my investments I will roll most of TSP into an IRA of some sort for sure.
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