We do this by allocating our assets into the funds which have the highest probability for capital preservation and greatest possibility for increased returns.

Who Is TSP Talk?

TSP Talk was developed by one of you, a TSP participant. I have been involved in investing in one capacity or another since 1984. Following and predicting the action of the market has been a hobby of mine. My ambition was to understand what makes it tick. I certainly don't claim to be a great market timer or guru but I have had some success managing my TSP account. I wanted to share what I know with others, as well as get others together to help each other, to grow our TSP accounts.

Managing money is not much fun to most people. I happen to enjoy it. I have wanted to create this website for several years but it has only been since TSP went to five funds and daily transactions that I thought it would be worthwhile to others. Then I saw some disturbing statistics back in 2003 in the Thrift Savings Plan Highlights newsletter and I knew it was time to act. More on that below. Even with the new transfer limitations, we can still make decisions that can greatly affect our account balances.

"Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime" - Author unknown

This site isn't meant to primarily tell you what to do. The goal is to provide you with the information you need to help you make your own decisions. Subscribers will be in the know to what the premium services and systems are doing, and I also make some buy and hold / inactive account allocation suggestions based on risk tolerance, but helping you understand the market is the key.

Your feedback and input is encouraged on the TSP Talk message board, which can be an invaluable source for shared information. We can all use this to make more informed decisions.

Much of TSP Talk is free, although we do offer premium services for a fee. Your success is our success! All we ask is that you spread the word if you like what you see. The only way we can keep this a free site is to generate enough traffic to attract advertisers and sponsors who can cover some of our costs. You can help by using our links when buying their products and services.

What TSP Talk Can Do For You

Stock and bond market volatility can be confusing and frustrating to many investors. Is it safe to be in stocks right now? Should you flee to the safety of fixed rates? Will small capitalization stocks or international funds outperform the S&P 500 index in the coming months?

No one can be certain about any of these questions, but when it comes to investing, making no decision is often not the right answer. [more]

TSP Talk is in no way affiliated with the U.S. government, or military Thrift Savings Plan, tsp.gov, or any other government agency. TSP Talk does not guarantee the accuracy or completeness of this report, nor does TSPtalk.com assume any liability for any loss that may result from reliance by any person upon any such information or opinions. Such information and opinions are subject to change without notice and are for general information only.

The information contained on this website is for educational purposes only and not intended to be recommendations, and may not be published, broadcast, rewritten or otherwise distributed without prior written consent from TSPtalk.com. Full Disclaimer

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